Samita · Independent advisory
Independent advice for businesses that move money.
Payments, banking relationships, foreign exchange and the software behind them. Senior, hands-on advice, grounded in building and running payment businesses.
I. Services
When clients call us
Most engagements start with one of these situations. Each ends with a written recommendation you can act on.
- 01
Launching or expanding a payments business
Operating model, provider choice and the route to market, including preparing for authorisation alongside your lawyers.You get: a plan, a provider shortlist and a list of what to put in place first.
- 02
Finding and keeping banking partners
Identifying banks and account providers that fit your business, and preparing for their onboarding and ongoing due diligence.You get: a target list, an onboarding pack and support through the process.
- 03
Moving money across borders
Payment flows, currency conversion, settlement and reconciliation: which providers to use, how their pricing is built, and the controls around them.You get: a review of your current set-up and the changes worth making.
- 04
Building or fixing payment software
Architecture and delivery of financial software: provider and banking integrations, ledgers, multi-currency accounts and APIs.You get: an architecture review, a delivery plan, or hands-on build support.
- 05
Reviewing a fintech operation
An outside view of how a fintech business runs, before a launch, a change of provider or an investor's review.You get: a short, candid report with priorities.
- 06
Introductions
Where it serves a client, introductions to banks, payment providers and specialists we know.Always disclosed: any commercial arrangement with a partner is agreed with the client in advance.
II. Experience
Advice grounded in doing the work, not only studying it.
Samita's work draws on more than fifteen years of founding and running payment businesses. We do not publish client names; we are happy to discuss relevant experience on a call.
- Cross-border
Served online businesses sending and receiving payments in more than 100 countries.
- Banking
Opened and maintained banking and payment-provider relationships for international businesses, and prepared them for due diligence.
- Technology
Designed and built payment platforms: ledgers, multi-currency accounts, provider integrations and APIs.
- Structures
Set up and ran companies across several countries, with their banking, legal, tax and accounting support.
- Languages
We work in English and Russian.
III. Approach
How we work
Senior and hands-on
You work directly with the person doing the work, from the first conversation to delivery.
Independent
We recommend what fits your business, not a particular provider or product.
Clear scope
Every engagement starts with a written scope, timeline and fee, agreed before work begins.
Confidential
We do not name clients or discuss their affairs, and will sign a non-disclosure agreement before a first call.
IV. Working with us
Four steps, in writing from the start
- i
Get in touch
Email us a short description of your business and what you need.
- ii
Introductory call
We talk through the problem, the context and the outcome you are looking for.
- iii
Proposal
A written proposal: scope, deliverables, timeline and fees.
- iv
Engagement
Work begins under a written agreement.
Project
A defined piece of work with a fixed scope and a written deliverable.
Suits a provider choice, a banking search or an architecture review.
Advisory
Ongoing access to senior advice, on agreed terms each month.
Suits a team that is launching, growing or changing providers.
Introduction
A targeted introduction to a bank, provider or specialist.
Any partner arrangement is disclosed to you in advance.
V. FAQ
Questions we are often asked
Including those from banks and partners reviewing Samita.
What does Samita do?
Samita Limited provides consultancy and advisory services to businesses in payments, banking and financial technology, and makes introductions where they serve a client.
Does Samita hold client money or move funds?
No. Samita provides advice and consultancy only. It does not hold client funds, and it does not itself provide payment, currency exchange or investment services.
How is Samita paid?
By its clients, under a written agreement with an agreed fee. Where a partner pays Samita for an introduction, the client is told in advance.
Where is Samita based, and who are its clients?
Samita Limited is registered in Gibraltar (company no. 122253), with its registered office at Suite 2, 260 Main Street, Gibraltar GX11 1AA. It works with businesses internationally, in English and Russian.
Can we sign a non-disclosure agreement first?
Yes. We are happy to sign one before an introductory call.